Account assessments

Account assessments allow you to assess SEPA counterparty accounts before initiating transactions with them. An assessment provides:

• Risk indicators: Detection of fraudulent activity, suspicious patterns, and other risk signals.
• Identification matching: Verify that the account name or other identifiers match the value known by the account holder.
• Account reachability: Information about which payment schemes are supported by the account holder.

Account assessments are processed asynchronously: you need to listen to account_assessment_completed and account_assessment_failed webhook events to know when its time to retrieve the assessment results.