# Account assessments

Account assessments allow you to assess SEPA counterparty accounts before initiating transactions with them. An assessment provides:

* **Risk indicators**: Detection of fraudulent activity, suspicious patterns, and other risk signals.
* **Identification matching**: Verify that the account name or other identifiers match the value known by the account holder.
* **Account reachability**: Information about which payment schemes are supported by the account holder.

Account assessments are processed asynchronously: you need to listen to `account_assessment_completed` and `account_assessment_failed` webhook  events to know when its time to retrieve the assessment results.

This feature is subject to specific pricing, please reach out to your banker to get more information.



## Operations
- [Create an account assessment](https://docs.api.memo.bank/operation/operation-createaccountassessment.md)
- [Get an account assessment](https://docs.api.memo.bank/operation/operation-getaccountassessment.md)

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