# Memo Bank API

## Description
This is version `1.0` of this API documentation. Last update on Nov 3, 2025.
**Welcome!** You can use our [Premium Bank API](https://memo.bank/produit/api/)  to check your company’s accounts, fetch your transactions, make SEPA transfers,  initiate SEPA direct debit collections, create virtual IBANs, and access most of Memo Bank features.
> info
> If you are a **third-party payment service provider** complying with PSD2, you may be more interested in our [NextGenPSD2 API](https://docs-nextgenpsd2.api.memo.bank).


## Servers
- Production: https://api.memo.bank (Production)
- Sandbox: https://api.sandbox.memo.bank (Sandbox)


## Topics
- [Getting started](https://docs.api.memo.bank/version-1/topic/topic-getting-started.md)
- [Authentication](https://docs.api.memo.bank/version-1/authentication.md)
- [Idempotent requests](https://docs.api.memo.bank/version-1/topic/topic-idempotent-requests.md)
- [Errors](https://docs.api.memo.bank/version-1/topic/topic-errors.md)
- [Versioning and backwards compatibility](https://docs.api.memo.bank/version-1/topic/topic-versioning-and-backwards-compatibility.md)
- [Rate limiting](https://docs.api.memo.bank/version-1/topic/topic-rate-limiting.md)
- [API recipes](https://docs.api.memo.bank/version-1/topic/topic-api-recipes.md)
- [FAQ](https://docs.api.memo.bank/version-1/topic/topic-faq.md)
- [Sandbox](https://docs.api.memo.bank/version-1/topic/topic-sandbox.md)


## Endpoints and operations

### [Accounts](https://docs.api.memo.bank/version-1/group/endpoint-accounts.md)
- [Get an account](https://docs.api.memo.bank/version-1/operation/operation-getaccount.md)
- [List all accounts](https://docs.api.memo.bank/version-1/operation/operation-listaccounts.md)
### [IBANs](https://docs.api.memo.bank/version-1/group/endpoint-ibans.md)
- [List all IBANs](https://docs.api.memo.bank/version-1/operation/operation-listibans.md)
- [Create a virtual IBAN](https://docs.api.memo.bank/version-1/operation/operation-createiban.md)
- [Get an IBAN](https://docs.api.memo.bank/version-1/operation/operation-getiban.md)
- [Delete an IBAN](https://docs.api.memo.bank/version-1/operation/operation-deleteiban.md)
- [Update an IBAN](https://docs.api.memo.bank/version-1/operation/operation-updateiban.md)
### [Transactions](https://docs.api.memo.bank/version-1/group/endpoint-transactions.md)
- [Get a transaction](https://docs.api.memo.bank/version-1/operation/operation-gettransaction.md)
- [List all transactions](https://docs.api.memo.bank/version-1/operation/operation-listtransactions.md)
### [Transfers](https://docs.api.memo.bank/version-1/group/endpoint-transfers.md)
- [Initiate a SEPA transfer](https://docs.api.memo.bank/version-1/operation/operation-createtransfer.md)
- [Generate a proof of transfer](https://docs.api.memo.bank/version-1/operation/operation-getproofoftransfer.md)
### [Attachments](https://docs.api.memo.bank/version-1/group/endpoint-attachments.md)
- [List all attachments](https://docs.api.memo.bank/version-1/operation/operation-listattachments.md)
- [Create an attachment](https://docs.api.memo.bank/version-1/operation/operation-createattachment.md)
- [Get an attachment](https://docs.api.memo.bank/version-1/operation/operation-getattachment.md)
- [Delete an attachment](https://docs.api.memo.bank/version-1/operation/operation-deleteattachment.md)
### [Sandbox](https://docs.api.memo.bank/version-1/group/endpoint-sandbox.md)
- [Simulate an incoming SEPA collection](https://docs.api.memo.bank/version-1/operation/operation-createincomingcollection.md)
- [Simulate an incoming SEPA transfer](https://docs.api.memo.bank/version-1/operation/operation-createincomingtransfer.md)

## Webhooks

### [Webhook](https://docs.api.memo.bank/version-1/group/webhook-webhook.md)
- [Handle an event](https://docs.api.memo.bank/version-1/operation/operation-handleevent.md)



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