# Memo Bank API ## Description This is version `2.0` of this API documentation. Last update on Feb 18, 2026. **Welcome!** You can use our [Premium Bank API](https://memo.bank/produit/api/) to check your company’s accounts, fetch your transactions, make SEPA transfers, initiate SEPA direct debit collections, create virtual IBANs, and access most of Memo Bank features. > info > If you are a **third-party payment service provider** complying with PSD2, you may be more interested in our [NextGenPSD2 API](https://docs-nextgenpsd2.api.memo.bank). ## Servers - Production: https://api.memo.bank (Production) - Sandbox: https://api.sandbox.memo.bank (Sandbox) ## Topics - [Getting started](https://docs.api.memo.bank/topic/topic-getting-started.md) - [Authentication](https://docs.api.memo.bank/authentication.md) - [Idempotent requests](https://docs.api.memo.bank/topic/topic-idempotent-requests.md) - [Errors](https://docs.api.memo.bank/topic/topic-errors.md) - [Versioning and backwards compatibility](https://docs.api.memo.bank/topic/topic-versioning-and-backwards-compatibility.md) - [Rate limiting](https://docs.api.memo.bank/topic/topic-rate-limiting.md) - [API recipes](https://docs.api.memo.bank/topic/topic-api-recipes.md) - [FAQ](https://docs.api.memo.bank/topic/topic-faq.md) - [Sandbox](https://docs.api.memo.bank/topic/topic-sandbox.md) ## Endpoints and operations ### [Accounts](https://docs.api.memo.bank/group/endpoint-accounts.md) - [Get an account](https://docs.api.memo.bank/operation/operation-getaccount.md) - [List all accounts](https://docs.api.memo.bank/operation/operation-listaccounts.md) ### [IBANs](https://docs.api.memo.bank/group/endpoint-ibans.md) - [List all IBANs](https://docs.api.memo.bank/operation/operation-listibans.md) - [Create a virtual IBAN](https://docs.api.memo.bank/operation/operation-createiban.md) - [Get an IBAN](https://docs.api.memo.bank/operation/operation-getiban.md) - [Delete an IBAN](https://docs.api.memo.bank/operation/operation-deleteiban.md) - [Update an IBAN](https://docs.api.memo.bank/operation/operation-updateiban.md) ### [Account assessments](https://docs.api.memo.bank/group/endpoint-account-assessments.md) - [Create an account assessment](https://docs.api.memo.bank/operation/operation-createaccountassessment.md) - [Get an account assessment](https://docs.api.memo.bank/operation/operation-getaccountassessment.md) ### [Transactions](https://docs.api.memo.bank/group/endpoint-transactions.md) - [Get a transaction](https://docs.api.memo.bank/operation/operation-gettransaction.md) - [List all transactions](https://docs.api.memo.bank/operation/operation-listtransactions.md) ### [Transfers](https://docs.api.memo.bank/group/endpoint-transfers.md) - [Get a transfer](https://docs.api.memo.bank/operation/operation-gettransfer.md) - [Cancel a SEPA transfer](https://docs.api.memo.bank/operation/operation-canceltransfer.md) - [Initiate a SEPA transfer](https://docs.api.memo.bank/operation/operation-createtransferv2.md) - [Create bulk transfers](https://docs.api.memo.bank/operation/operation-createtransfersbulk.md) - [Generate a proof of transfer](https://docs.api.memo.bank/operation/operation-getproofoftransfer.md) - [Get a bulk and its current progress](https://docs.api.memo.bank/operation/operation-gettransfersbulk.md) - [Get the status of individual transfers in a bulk](https://docs.api.memo.bank/operation/operation-gettransfersbulkitems.md) ### [Wire Transfers](https://docs.api.memo.bank/group/endpoint-wire-transfers.md) - [Initiate a wire transfer](https://docs.api.memo.bank/operation/operation-createwiretransfer.md) - [Create an attachment to a wire transfer](https://docs.api.memo.bank/operation/operation-createwiretransferattachment.md) - [Generate a proof of wire transfer](https://docs.api.memo.bank/operation/operation-getproofofwiretransfer.md) - [Get a wire transfer](https://docs.api.memo.bank/operation/operation-getwiretransfer.md) ### [Collections](https://docs.api.memo.bank/group/endpoint-collections.md) - [Get a collection](https://docs.api.memo.bank/operation/operation-getcollection.md) - [Cancel a SEPA Direct Debit collection](https://docs.api.memo.bank/operation/operation-cancelcollection.md) - [Schedule a SEPA Direct Debit collection](https://docs.api.memo.bank/operation/operation-createcollection.md) - [Create bulk collections](https://docs.api.memo.bank/operation/operation-createcollectionsbulk.md) - [Get a bulk and its current progress](https://docs.api.memo.bank/operation/operation-getcollectionsbulk.md) - [Get the status of individual collection in a bulk](https://docs.api.memo.bank/operation/operation-getcollectionsbulkitems.md) ### [Mandate signature requests](https://docs.api.memo.bank/group/endpoint-mandate-signature-requests.md) - [List the mandate signature requests](https://docs.api.memo.bank/operation/operation-listmandatesignaturerequests.md) - [Create a new mandate signature request](https://docs.api.memo.bank/operation/operation-createmandatesignaturerequest.md) - [Get a mandate signature request](https://docs.api.memo.bank/operation/operation-getmandatesignaturerequest.md) - [Delete a mandate signature request](https://docs.api.memo.bank/operation/operation-deletemandatesignaturerequest.md) - [Renew a mandate signature request](https://docs.api.memo.bank/operation/operation-renewmandatesignaturerequest.md) ### [Attachments](https://docs.api.memo.bank/group/endpoint-attachments.md) - [List all attachments](https://docs.api.memo.bank/operation/operation-listattachments.md) - [Create an attachment](https://docs.api.memo.bank/operation/operation-createattachment.md) - [Get an attachment](https://docs.api.memo.bank/operation/operation-getattachment.md) - [Delete an attachment](https://docs.api.memo.bank/operation/operation-deleteattachment.md) ### [Sandbox](https://docs.api.memo.bank/group/endpoint-sandbox.md) - [Simulate an incoming SEPA collection](https://docs.api.memo.bank/operation/operation-createincomingcollection.md) - [Simulate an incoming SEPA transfer](https://docs.api.memo.bank/operation/operation-createincomingtransfer.md) ## Webhooks ### [Webhook](https://docs.api.memo.bank/group/webhook-webhook.md) - [Handle an event](https://docs.api.memo.bank/operation/operation-handleevent.md) [Powered by Bump.sh](https://bump.sh)