# Collections

Collections are SEPA direct debit collections, including SEPA CORE direct debits and SEPA B2B direct debits. 

To initiate a direct debit, a **mandate** signed by the debtor is required.  You have the option to use our [signature request](endpoint-mandate-signature-requests)  workflow, which handles this signature, or you can choose to manage it  yourself. Whichever method you select, you will only need to provide  the mandate information when setting up the direct debit, not the signed  document itself.

They can be initiated asynchronously, one by one or in bulk. 

Unlike [transfers](#endpoint-transfers), collections can only be scheduled for a date in the future.  As a result, their lifecycle is also simplified.

![Collections lifecycle](https://assets.memo.bank/memobankapi/collections-lifecycle-api-v3.png "Collections lifecycle" =750px)



## Operations
- [Get a collection](https://docs.api.memo.bank/operation/operation-getcollection.md)
- [Cancel a SEPA Direct Debit collection](https://docs.api.memo.bank/operation/operation-cancelcollection.md)
- [Schedule a SEPA Direct Debit collection](https://docs.api.memo.bank/operation/operation-createcollection.md)
- [Create bulk collections](https://docs.api.memo.bank/operation/operation-createcollectionsbulk.md)
- [Get a bulk and its current progress](https://docs.api.memo.bank/operation/operation-getcollectionsbulk.md)
- [Get the status of individual collection in a bulk](https://docs.api.memo.bank/operation/operation-getcollectionsbulkitems.md)

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